It is so easy to charge purchases on your credit card. Sometimes, it is too easy. You see something you really need but do not have the money, so you charge it. You run to one of the many New York shops and see an outfit that you cannot live without but payday is not...
Eliminate Your Debt - Free Consultation
Eliminate Your Debt - Free Consultation
Forget these 4 bankruptcy myths
A lot of people are hesitant to file for bankruptcy simply because they have heard some of the common myths one too many times. Their concern is not based on the reality of the situation, but on some misleading piece of information repeated by friends, family members,...
How do I recognize predatory lending?
Whether you are repairing your credit after a personal bankruptcy or trying to relieve yourself of crippling debt, predatory lenders may be setting their sights on you. Like other scammers, predatory lenders target the vulnerable and easily exploited – in this...
What is chapter 13?
When you realize you have more debt than you can handle, you may consider filing for bankruptcy in New York to find financial relief. There are many different kinds of bankruptcy and depending on your particular situation, chapter 13 may be a good option. Filing...
How can you avoid debt during the holidays?
New York residents like you may dread the winter months. Holidays fly at you one after another, from Thanksgiving all the way to Valentine's Day. Between food, gifts, and heating bills, people spend more during this time of year than any other time. So how can you...
What is the bankruptcy means test?
New York residents like you who are having financial struggles may need help digging yourself back out. This is where filing for bankruptcy can come into play. Today we'll take a look at the bankruptcy means test and how it relates to your ability to file for...
Benefits of bankruptcy reorganization
Hard economic times can fall on anyone, even those who are high wage earners. When debt begins to pile up and become unmanageable, even those who have significant yearly income may realize that they are in serious financial peril if they do not take immediate action....
What can Chapter 11 bankruptcy do for you?
As a New York resident who is simultaneously suffering from financial struggles while also having a high net worth, you may be wondering what options are available to you. In certain cases, your net worth may be so high that traditional or common bankruptcy options...
Is bankruptcy the only method of relieving debt?
Many people living in New York are struggling with debt just like you. Macco & Stern, LLP, are here to help if you're beginning to ask yourself if bankruptcy is the only way you could possibly dig yourself out of the financial struggle you've become embedded in....
How to recognize debt settlement scams
As a New York resident who feels as if you are drowning in increasingly overwhelming debt, you may be searching for a solution that could help you begin to rebuild your financial life. Regrettably, however, some types of companies tend to pray on people who, like...
