Consumers in New York may be well aware that most people consider the current economy to be strong and healthy. That, however, does not mean that there are not plenty of individuals out there who may be unable to pay their bills and who are struggling with...
Eliminate Your Debt - Free Consultation
Eliminate Your Debt - Free Consultation
What should I do when my credit card debt is out of control?
It is so easy to charge purchases on your credit card. Sometimes, it is too easy. You see something you really need but do not have the money, so you charge it. You run to one of the many New York shops and see an outfit that you cannot live without but payday is not...
Budget-building tips to reduce credit card debt
If you’re faced with mountains of credit card debt in New York, creating a common-sense budget is the first step to safeguarding your finances. A budget will help you save money while also correcting poor spending habits that may have landed you in trouble in...
Primary factors that contribute to credit card debt
Most New York residents have at least one credit card. After all, these convenient cards can be used almost anywhere in the U.S. and are an easy, simple way of paying for things instead of carrying around loads of cash or having to write out checks. But because of...
How can you avoid credit card debt?
As a resident of New York who has struggled with credit card debt, you know that one of the best things you can do is to prevent yourself from falling back into debt once you're out. With the right tools, you can create and maintain the habits you need to make that...
How can you prevent credit card debt?
New York residents just like you may have fallen into credit card debt before. It can unfortunately be easy to make mistakes that land you in financial hot water. However, getting out of debt isn't enough. Once you've freed yourself from debt, you have to then create...
Factors behind credit card debt
New York residents with credit card debt may sometimes wonder how this debt piled up. While each person's situation is different, there are several common factors behind most credit card debt. Many people easily amass debt when they do not use their credit cards...
Best ways to pay off your credit card debt
It's not uncommon for residents of New York to suffer from credit card debt to some degree. There are many options out there when it comes to paying off these debts, but what works best can differ from person to person depending on their needs and situation. CNN.com...
Financial challenges and disclosures debt collectors must make
Long Islanders who are facing financial challenges and might be dealing with delinquent payments on their credit cards will have a lot to consider as they seek out options. While they are in the process of straightening out their finances, a frequent concern is that...
Are balance transfers a good way to address credit card debt?
There are millions of Americans who are dealing with credit card debt. While some of these individuals and families may just focus on paying the minimum monthly payment, there are many who are doing their best to address this debt issue and find healthy financial...